Health Costs for Employers - NH Insurance Market
MEMBERSHIP OVERVIEW
In 2009, the average number of members in New Hampshire reported to the NHID was 611,435. Of this total, 42.3% were self-insured membership and 7.4% of the total was membership enrolled in a high deductible health plan (HDHP).
Calendar Year 2009 Membership Distribution
The following is a breakdown of membership by health insurance carrier:
| Health Insurance Carrier/TPA |
Members |
Percent of Total |
| Aetna |
17,979 |
2.9% |
| Anthem-NH |
313,014 |
51.2% |
| Cigna |
2,374 |
0.4% |
| Conn Gen Life Ins |
93,206 |
15.2% |
| Golden Rule |
266 |
0.0% |
| Great West |
1,447 |
0.2% |
| Guardian Life |
152 |
0.0% |
| Harvard Pilgrim Health Care |
152,883 |
25.0% |
| John Alden |
1,484 |
0.2% |
| MVP |
23,503 |
3.8% |
| Time Insurance Company |
3,986 |
0.7% |
| United |
1,142 |
0.2% |
| Total Membership |
611,435 |
100.0% |
The following is a breakdown of membership by market category (employer group size):
| Market Category |
Members |
Percent of Total |
| Employers with 1 Employee |
6,000 |
1.0% |
| Employers with 2-9 Employees |
47,720 |
7.8% |
| Employers with 10-25 Employees |
44,535 |
7.3% |
| Employers with 26-50 Employees |
31,298 |
5.1% |
| Employers with 51-99 Employees |
43,216 |
7.1% |
| Employers with >= 100 Employees |
377,415 |
61.7% |
| Individual (as group conversion) |
663 |
0.1% |
| Individual Policy |
29,193 |
4.8% |
| Employers Through Qualified Trust |
31,395 |
5.1% |
The following is a breakdown of membership by coverage category (line of business):
| Insurance Type |
Members |
Percent of Total |
| EPO |
23,121 |
3.8% |
| HMO |
316,863 |
51.8% |
| Indemnity |
11,240 |
1.8% |
| POS |
82,990 |
13.6% |
| PPO |
177,222 |
29.0% |
The following is a breakdown of membership by coverage type:
| Coverage Type |
Members |
Percent of Total |
| Self Funded without Stop Loss |
225,780 |
36.9% |
| Self Funded with Stop Loss |
33,010 |
5.4% |
| Underwritten |
350,732 |
57.4% |
| Short Term, Non-renewable Health Insurance |
1,913 |
0.3% |